enfies

Mortgages

Repossessions

100% Mortgages on Bank Repossessions

No deposit required
Freehold apartments, townhouses and villas available
Property to suit all budgets
Possibility to include all property purchase costs and taxes*
Mortgage term up to 40 years
Key ready for immediate occupation
Competitive interest rate
Open to offers
Properties are free of all debts and charges

Bank repossessed property in Spain that is ready for occupation, complete with 100% finance in place. In some instances lending can also cover the purchase costs of the Spanish property.

Mortgages available have very competitive interest rates and can be spread over 40 years bringing your monthly payments for your new property in Spain down to a low and affordable level.

For more information about these fantastic opportunities please complete the quick contact form below.

Mortgage of up to 90% of the price is available for non-residents. Residents and Spanish nationals can obtain a mortgage of 100%, subject to status.

Selected repossession properties offer a 100% mortgage to all applicants, subject to status, but you must be able to demonstrate that you have adequate funds available to pay for the legal and transmission costs in respect of a purchase (usually between 10 and 12% of the price).

DOCUMENTS REQUIRED FOR NON-RESIDENTS DOCUMENTS REQUIRED FOR RESIDENTS

Employed
Last 3 payslips and last P60
Copy of last 6 months bank statement
Copy of Passport & NIE number
An Experian report

Employed
Last 3 nominas
Declaracion de la Renta
Vida Laboral
Copy of DNI

Self-Employed
1 or 2 years Tax documents
Financial statements and
Copy of last 6 months bank statements
Copy of Passport & NIE number
An Experian report

Self-Employed
Quarterly Tax documents
Annual Tax documents
Escritura of SL or SA company or
Autonimo documents
Copy of DNI

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